Freedom Files videos

Every video on second residencies, second passports and taxes for Americans abroad. Each one opens on its full article, with the video at the top and the transcript at the end.

28 min
6 Safest Cities in Latin America for Americans in 2026: Murder Rates, Safe Neighborhoods, and How to Get Residency in Each
Is Latin America dangerous? In some parts it is, just like wherever you're from. But most investors and global citizens take precautions and spend their time in Latin America's safest cities. In this video, James from the Freedom Files ranks the 6 safest cities in Latin America for Americans in 2026 (San Salvador, Panama City, Mexico City, Santiago, Montevideo, and Buenos Aires), compares their murder rates with St. Louis and Washington, DC, names the neighborhoods where expats live, and covers how you can move or invest in each, from rentista visas to Panama's Qualified Investor Visa, El Salvador's Freedom Passport, and Argentina's upcoming citizenship by investment program.
- Expat life
- Residency
- Citizenship
- Latin America
31 min
5 Best US Tax Treaties in Europe for Americans in 2026: How France, Spain, Italy, Greece, and Portugal Tax Your Pension and Social Security
Europe doesn't have to be the tax trap most Americans think it is. As a US citizen living in most European countries, you avoid double taxation thanks to a bilateral tax treaty between that country and the United States. In this video, James from the Freedom Files covers how tax treaties and the foreign tax credit save you money, how 5 popular destinations treat your pension, IRA, 401(k), Social Security, and investment income when you move there, and how to get residency in Portugal, Greece, Italy, Spain, and France.
- Tax
- Residency
- Europe
22 min
Top 7 Golden Visas and Residency Programs for LGBT Couples in 2026: Same-Sex Partners on One Application
Gay couples aren't welcome in most residency and citizenship programs worldwide. But the 7 residency programs covered in this video offer open arms to LGBT investors. Instead of having to double your investment and file two applications for some programs, these allow you to invest and apply together.
- Residency
- Citizenship
23 min
7 Ways to Get a Second Passport in 2026: Citizenship by Descent, Birth, Marriage, Naturalization, Investment, and Merit
There are 7 ways you can get a second passport in 2026: Through citizenship by descent, birth, marriage, naturalization, a preferred nationality fast track, citizenship by investment, and citizenship by merit, and 4 of them cost almost nothing. This breakdown covers how each one works, how long it takes, and which ones fit your goals. The last route is the one I expect to replace citizenship by investment in the future.
- Citizenship
35 min
Pay Zero Tax on Foreign Income in These 19 Countries: Residency and Citizenship Routes for 2026
If you're not a US citizen and don't have a green card, you can drop your tax bill to zero by establishing tax residency in a zero-tax jurisdiction; if you're a US person, these countries simply won't add a second tax bill to your US one. This breakdown covers 19 tax-friendly countries worldwide across 4 systems, zero income tax (UAE, St Kitts and Nevis, Antigua and Barbuda, Vanuatu, Nauru), territorial tax (Costa Rica, Georgia, Paraguay, Grenada, Panama), tax holidays from 3 to 20 years (Chile, Uruguay, Cyprus, Turkey), and conditional non-dom systems (Dominica, St Lucia, the Dominican Republic, Ireland, Malta), plus how to get residency or citizenship in each and reduce your total tax bill to as close to zero as possible.
- Residency
- Citizenship
- Tax
24 min
Is WW3 Coming? These 12 Countries Won't Draft You: Citizenship and Residency Without Conscription
As regional conflicts seemingly convert to global ones in Europe, Asia, and the Middle East, Europe is mobilizing its draft-age population, and starting December 18, 2026, the US automatically registers young men for a potential draft. So which citizenships don't require conscription? And which can you get today versus naturalize into over time? This breakdown ranks 12 countries that won't draft your kids: 6 direct citizenships from $90,000 (St Kitts and Nevis, Antigua and Barbuda, Grenada, Nauru, Vanuatu, and Malta's citizenship by merit), 6 residencies that naturalize without a draft (Argentina, Uruguay, Paraguay, Panama, Costa Rica, and Portugal), plus the fine print on popular programs that DO attach military service, from Turkey's buyout to Greek naturalization.
- Residency
- Citizenship
18 min
5 European Real Estate Golden Visas I'd Buy in 2026: Cyprus, Serbia, Montenegro, Greece, and Malta
Investors ask us often how to invest in tangible assets in Europe and get residency or even citizenship, and with Portugal's property route closed since 2023 and Spain's program gone entirely, only a few real estate-based European golden visas remain. This breakdown covers all 5: Cyprus permanent residency at €300,000, Serbia's no-minimum property permit, Montenegro's €150,000 EU-accession play, the Greece Golden Visa from €250,000, and Malta's permanent residence program from a €14,000-a-year lease, plus the non-dom and flat-tax benefits that come with relocating to the region.
- Residency
- Property
- Europe
20 min
8 Countries Where a Bank Deposit Gets You Residency or Citizenship in 2026
You can simply move your money from one domestic bank account to an international one and walk away with legal residency in 6 countries and even direct citizenship in 2 more. This breakdown covers residency by bank deposit in Panama ($200,000 Friendly Nations Visa or the $750,000 Qualified Investor Visa), the Dominican Republic ($200,000 CD with a 2-year citizenship clock), Ecuador ($48,000, the cheapest deposit residency anywhere), Latvia (€280,000, Europe's last bank-deposit golden visa, closing soon), the UAE (2 million dirhams for a 10-year Golden Visa), and Thailand ($100,000 LTR visa), plus citizenship by bank deposit in Egypt and Turkey at $500,000 each, and the currency fine print that decides whether those two make sense. This is likely the easiest way to qualify for residency overseas, apart from simply showing your income.
- Residency
- Citizenship
- Banking
25 min
How to Get Greece Residency in 2026: Golden Visa, FIP Visa, Digital Nomad Visa, and the 7% Flat Tax
High-quality-of-life Greece offers 3 residency routes in 2026, a Golden Visa from €250,000 with zero days of required presence, the FIP visa for retirees on €3,500 a month of passive income, and a Digital Nomad Visa, and all three lead to EU citizenship at year 7. This breakdown covers what makes Greece unique, how to qualify for each residency, which fits your goals, and the 3 special tax regimes, the €100,000 non-dom lump sum, the 50% employment exemption, and the 7% flat tax on foreign pensions for 15 years, that may make your relocation even more viable.
- Residency
- Citizenship
- Tax
- Europe
- Greece
16 min
How Americans Open Offshore Bank Accounts Legally in 2026: FBAR, FATCA, CRS, and the 6 Steps
The price of doing offshore banking wrong can reach $165,000 per account, per year. This breakdown shows how Americans open foreign bank accounts 100% legally in 2026: What an offshore account really is, why wealthy investors bank abroad (from the 2023 US bank failures to the Cyprus bail-in), the FBAR, FATCA, and CRS reporting rules that define the game, the 5 reasons offshore banking might be wrong for you, and the 6 steps to open an account that fits your profile, from defining the job of the account to the filings that follow the deposit.
- Tax
- Banking
20 min
How to Get Panama Residency in 2026: Qualified Investor Visa, Friendly Nations Visa, and Pensionado Visa
Zero tax on foreign income and a tropical lifestyle, anyone? Moving to Panama comes down to three residency routes in 2026: The Qualified Investor Visa, direct permanent residency on $300,000 in property before the threshold rises to $500,000 on October 15, 2026; the Friendly Nations Visa, from zero capital with Panamanian employment or $200,000 in property; and the Pensionado Visa on $1,000 a month of guaranteed-for-life pension income. This breakdown covers Panama's territorial tax system that leaves foreign income untaxed locally, the property tax primary-residence exemption, how the FEIE interacts with a Panama move, and the bureaucratic 5-year citizenship process, including the presidential signature every naturalization requires.
- Residency
- Tax
- Latin America
- Panama
18 min
Flag Theory Explained: How Wealthy Americans Use Residencies and Citizenships to Reduce Country Risk
Almost everything you own answers to a single government: Your passport, your bank accounts, your business, your laws. You would never accept that much concentration in your investment portfolio, so why accept it here? This breakdown covers flag theory from Harry Schultz's original three flags to W.G. Hill's five, the difference between residency, tax residency, and citizenship, four residency programs compared (Mexico's economic solvency visa, Argentina's rentista, Portugal's golden visa, Greece's FIP), all five paths to a second citizenship, and why the Exclusive Citizenship Act is going nowhere.
- Residency
- Citizenship
- Tax
17 min
Is Citizenship by Investment Dying? Why Citizenship by Merit and Residency by Investment Are the Future
Citizenship by investment is under fire: the European Court of Justice ruled Malta's program illegal in 2025, the European Commission handed the five Caribbean CBI states a wind-down ultimatum, and ETIAS gives Brussels a new lever over every CBI passport at the border. But when one useful tool goes, others replace it. This breakdown covers why direct citizenship programs are being attacked, how ETIAS changes what visa-free access means, and the two replacement routes wealthy families are already using: citizenship by merit, the discretionary side door written into 130+ nationality laws, and residency by investment with a pathway to citizenship through Portugal's 7-day-a-year golden visa and Panama's Qualified Investor Visa.
- Residency
- Citizenship
17 min
5 Popular Expat Destinations Americans Should Reconsider in 2026: Mexico, Canada, Brazil, the UK, and Spain
Some of Americans' favorite expat destinations in 2026 are also where people lose six figures to exit and wealth taxes, hit immigration trouble, and give up their privacy to mass surveillance systems. This breakdown covers the downsides of five hugely popular destinations: Mexico's CURP Biométrica and biometric phone mandate, Canada's 50%+ tax rates and departure tax, Brazil's new dividend taxes and Pix reporting rails, the UK's abolished non-dom regime and millionaire exodus, and Spain's wealth taxes, Modelo 720, and the end of its golden visa. Plus the specific profiles each country continues to fit, because every country on this list is somebody's right answer.
- Tax
- Expat life
12 min
Balaji Srinivasan Renounced His US Citizenship for Singapore: The Trade-Offs and Lessons for Americans
Tech founder and investor Balaji Srinivasan spent 20 years building a half-billion-dollar portfolio in America, then traded his US passport for Singaporean citizenship in 2023, and the Wall Street Journal came after him for it. This breakdown covers why he left, what Singaporean citizenship really grants (and takes away, from compulsory national service to the dual-citizenship ban), the exit tax and covered expatriate rules that hit Americans who renounce, the Reed Amendment, and the three lessons his sequence teaches anyone building a plan B abroad.
- Citizenship
- Tax
- Expat life
17 min
All 15 European Special Tax Regimes in 2026: How Foreigners Pay Single-Digit or 0% Tax Legally
Europe doesn't have to be the tax nightmare many Americans think it is. Europeans pay top rates up to 55%, but foreigners get a different menu: 15 special tax regimes that charge single-digit or even zero tax, 100% legally. This breakdown covers what each regime costs, how to qualify, and which profile each one fits, from Spain's Beckham Law and Portugal's IFICI to Italy's €300K lump sum, Greece's 7% flat tax, the Cyprus non-dom with its 60-day residency rule, and the final entry: Turkey's brand-new territorial system charging 0% on all foreign income for 20 years.
- Residency
- Tax
- Europe
18 min
5 Emerging-Market Golden Visas With Real Investment Upside in 2026 (While Europe Shuts Investors Out)
Europe has raised investment thresholds, raised taxes, and ended golden visa and citizenship programs altogether. The EU has made it clear it does not want wealthy investors. The countries that do are somewhere else. This breakdown covers five emerging-market residency by investment programs with real investment upside in 2026: Ecuador's $48,000 investor visa with citizenship at year 3, Paraguay's new $200,000 investor path to direct permanent residency, Colombia's investor visa amid a pro-business political turn, the Dominican Republic's $200,000 route with the fastest citizenship clock in the hemisphere, and Panama's Qualified Investor Visa before the threshold jumps to $500,000 in October 2026.
- Residency
23 min
3 Ways to Get Italian Residency in 2026: Investor Visa, Elective Residency, and Digital Nomad Visa Explained
Moving to Italy sounds like a dream for a lot of Americans, and in 2026 it comes down to three residency routes: the Italy Investor Visa from €250,000 with zero presence required, the Elective Residency Visa on €32,000 a year of passive income, and the new Digital Nomad Visa for remote workers earning €28,000 or more. This breakdown covers what each route costs, who it fits, how the US-Italy tax treaty works, and the two tax tools most Americans miss: the €300K lump-sum regime for substantial foreign wealth and southern Italy's 7% flat tax for foreign pensions and passive income.
- Residency
- Tax
- Europe
- Italy
15 min
EU Orders Caribbean Citizenship by Investment to Phase Out by 2028: Is a Caribbean Passport Worth It in 2026?
The European Commission has asked all five Caribbean citizenship by investment programs, Antigua & Barbuda, St Kitts & Nevis, Grenada, Dominica, and St Lucia, to phase out by June 1, 2028 or lose visa-free access to the Schengen Area. That ultimatum changes what a Caribbean passport is worth in 2026, especially for American investors buying it for the travel access. This breakdown covers what the EU demanded, the Vanuatu precedent that proves the threat is real, the two very different buyers of a second passport, and the three cheaper citizenship by investment programs worth pricing against the Caribbean, plus one outcome for these programs nobody has floated yet.
- Citizenship
- Caribbean
Golden Visa Without Relocation: 9 Residency by Investment Programs for Americans in 2026
A second residency does not have to mean moving overseas. Nine golden visa programs let American investors secure legal residency abroad while remaining right where they live now — Portugal, Italy, Greece, Malta, Panama, UAE, Cyprus, Paraguay, and France. Here's what each program requires in capital, what your presence obligation is, whether your money comes back, and how each fits (or doesn't) as an EU or Latin American Plan B.
- Residency
- Tax
- Europe
Citizenship-Based Taxation Explained: How Americans Are Taxed Abroad and 4 Ways to Reduce the Bill
The United States is one of only two countries in the world that taxes its citizens on worldwide income regardless of where they live, bank, or earn. Learn what citizenship-based taxation is, who it truly pulls in (spoiler: it's more than just expats), the exit tax that hits high-net-worth renouncers, and the four moves that can bring your US tax bill close to zero without renouncing.
- Residency
- Citizenship
- Tax
Portugal for Americans in 2026: Golden Visa, D7, D8, and the 10-Year Citizenship Clock
Since the early 2010s, Portugal has been the default European base for American investors and expats. Four significant changes over the past few years have subtly rewritten who the country fits and who it does not. The NHR tax regime is gone for new arrivals. The Golden Visa's property route was closed. Citizenship went from five to ten years, and the clock now starts when your residence card is issued, not when you file. Here's what changed, how the three remaining pathways (Golden Visa, D7, D8) really work for Americans, and why one type of investor is walking away with one of the best deals in Europe.
- Residency
- Citizenship
- Tax
- Europe
- Portugal
France's Passeport Talent Golden Visa: The €300K Investor Route for Americans
France's Passeport Talent is the overlooked European golden visa, €300,000 into a productive French business, a four-year renewable residence card for your whole family, no French language requirement to get the card, and a naturalization clock less than half as long as Portugal's. Here's how it works, the trap most articles miss on French tax residency, and the 2026 rule changes to know before you plan on citizenship.
- Residency
- Citizenship
- Tax
- Europe
- France
Why Americans Are Moving to Latin America: 5 Reasons and the 8 Countries They Choose in 2026
American investors and their families are moving to Latin America faster than to any other region, Mexico, Costa Rica, Panama, Dominican Republic, Colombia, Brazil, Uruguay, and Argentina. Here are the five reasons driving the shift plus the exact residency and citizenship-by-investment programs Americans are using in 2026, warts and all.
- Residency
- Citizenship
Turkey Citizenship by Investment: Why Americans Are Buying Turkish Passports in 2026
Turkey's citizenship-by-investment program hands you a Turkish passport in six months for a recoverable $400,000 real estate purchase, not a sunk donation. Pair it with the new Law No. 7582 that exempts foreign-source income from Turkish tax for twenty years, and the math points somewhere Americans are already noticing. Here's the full 2026 walkthrough, the routes, the risks, and who the program truly fits.
- Citizenship
- Tax
- Middle East & Africa
- Turkey
The 7 Cheapest Citizenships You Can Buy in 2026 (Plus Argentina's Forthcoming Program)
The cheapest legal citizenship on earth costs under $100,000 in 2026, less than a nice new vehicle, and several more land just above that threshold. Here's the ranking of the seven cheapest CBIs you can act on today, ordered by real cost rather than sticker price, plus a preview of Argentina's forthcoming route that could become the strongest passport ever sold this way.
- Citizenship
Is Now the Time to Invest in Colombia? Reading the 2026 El Tigre Election
Colombia just elected Abelardo de la Espriella, a pro-business outsider they call El Tigre. What his win means for Colombia's investor thesis, whether now is the moment to move, and how the Colombian investor visa truly works in 2026.
- Residency
- Citizenship
- Latin America
- Colombia
The US-France Tax Treaty: How American Retirees Legally Reduce Taxes in France
France looks like a tax trap, but a double tax treaty almost no expat hears about can erase a huge chunk of what you'd owe. Here's how American retirees keep tens of thousands a year while living in one of the most beautiful countries on earth.
- Residency
- Tax
- Expat life
- Europe
- France
Mexico vs Colombia for American Retirees: Taxes, Cost of Living, and Which One Fits
Mexico and Colombia look almost identical on paper, yet one can tax you up to 35% while the other may hand you a break. I've lived in both, and I'll show you which one truly fits the retirement you're after.
- Residency
- Tax
- Expat life
- Latin America
- Colombia
- Mexico
Italy vs Greece for American Retirees: Which Mediterranean Country Fits Your Retirement
Almost nobody regrets retiring to Italy or Greece, but the few who do simply picked the wrong one for their life. I've lived in both, and I'll help you match the right Mediterranean dream to your money and your goals.
- Expat life
- Europe
- Greece
- Italy
Portugal vs Spain for American Retirees: A Head-to-Head Comparison
Spain or Portugal is the question I hear most, so I lived in both and settled it for good. There's a clear winner, and which one it is comes down to what you actually want from retirement.
- Residency
- Expat life
- Europe
- Portugal
- Spain
How to Retire in Italy as an American: Visas, Taxes, and Healthcare Explained
You probably think you're stuck working until 67, but there's an under-the-radar path to retire in Italy right now. You get the food, the history, lower taxes, and good healthcare years earlier than you ever planned.
- Residency
- Tax
- Expat life
- Europe
- Italy
Is Mexico Safe for American Expats? What the Anti-Expat Protests Really Mean
The "gringos go home" headlines make it look like Mexico turned on expats overnight, but the real story is nothing like what's going viral. I'll show you what's truly fueling the anger and where Americans are welcomed and thriving.
- Expat life
- Latin America
- Mexico
10 Best Underrated Cities for American Expats in 2025
Forget Dubai and Tokyo, because the cities Americans are subtly falling for give you big-city life without the big-city price tag. One offers a $400,000 fast-track to citizenship, another taxes none of your US retirement income, and number one serves the best food on the planet.
- Residency
- Citizenship
- Tax
- Expat life
- Latin America
- Europe
- Middle East & Africa
- Colombia
- France
- Greece
- Portugal
- Spain
- Turkey
3 Overrated Retirement Countries for Americans (And Better Alternatives)
Most Americans kick off their search with the same three "safe" English-speaking countries, and that instinct can subtly wreck the whole move. I'll show you why those picks backfire and where to look instead for a real upgrade.
- Residency
- Expat life
How to Retire Abroad in 2025: 5 Essential Steps for Americans
This simple five-step checklist has saved hundreds of my clients from costly mistakes they could never undo. Skip the boring stuff like tax residency or what to do with your US mail, and your fresh start can fall apart fast.
- Residency
- Tax
- Expat life
Panama vs Costa Rica for American Retirees: Cost, Visas, and Lifestyle Compared
Expats are subtly abandoning one of Central America's favorite retirement spots, and the reason isn't what you'd guess. I spent a year living in both Panama and Costa Rica to find out which one is winning Americans over and which one is fading.
- Residency
- Expat life
- Latin America
- Costa Rica
- Panama
3 Best Plan B Countries for Americans in an Era of Global Conflict
With global conflict feeling closer than ever, thousands of Americans are setting up a real Plan B in three specific countries. I grade each one on the four metrics most people never think to check.
- Residency
- Citizenship
- Latin America
- Paraguay
- Uruguay
7 Best Countries for American Retirees in 2025: Visas, Taxes, and Cost of Living
Trade a pricey Florida retirement for somewhere warmer, safer, and candidly a lot nicer, all while paying less. I rank seven countries where expats live large on low taxes and easy visas, and number one tends to catch people off guard.
- Residency
- Tax
- Expat life
- Europe
- Latin America
- Asia-Pacific
- Greece
- Italy
- Mexico
- Portugal
- Spain
- Thailand
5 Cheapest European Countries for American Retirees in 2025
The average American retiree burns about $5,000 a month, yet you can live well in Europe on half of that. These are real places like Portugal and Spain, plus a few surprises, where $2,000 buys a truly good life.
- Residency
- Expat life
- Europe
- Greece
- Portugal
- Spain
10 Common Mistakes Americans Make When Moving Abroad
One wrong move can subtly sink your whole dream of retiring abroad. After a decade overseas I've seen every version of it, from botched visas to surprise tax bills, and I'll show you how to dodge all ten.
- Residency
- Tax
5 Countries Where $150K Buys You a Home and a Second Citizenship
That $150,000 won't buy you a garage in California, but abroad it can land you a beachfront home and a second citizenship. I walk through five countries where your money buys both, plus five bonus picks with even bigger perks.
- Citizenship
- Property
- Latin America
- Costa Rica
Moving to Spain as an American: Pros, Cons, Taxes, and What to Expect
Spain sells itself with world-class healthcare, walkable cities, and a quality of life that's hard to beat. Then come the 47% taxes, the slow bureaucracy, and the backlash against foreigners, and I lay out the full picture before you commit.
- Residency
- Tax
- Europe
- Spain
Why Americans Retire in Panama: 9 Reasons Behind the Growing Expat Community
Nearly 25,000 Americans chose one small Latin American country where their money stretches, healthcare won't bankrupt them, and they can legally pay zero tax. It isn't Costa Rica, Mexico, or Uruguay, and it might be the smartest move you ever make.
- Residency
- Tax
- Expat life
- Latin America
- Panama
Argentina's $500K Citizenship by Investment: Is It Worth It for Americans?
Argentina just floated a plan to hand citizenship to anyone who invests $500,000, which could become the fastest second passport on earth. I break down whether you should invest, grab residency for free instead, or walk away before it unravels.
- Residency
- Citizenship
- Latin America
- Argentina
6 Ways for Americans to Get a Second Passport in 2025
A second passport unlocks travel, banking, and tax perks that used to belong only to billionaires and diplomats. I reveal six smart ways to get one, including a path almost no American realizes they already qualify for.
- Citizenship
- Tax
The 7% Flat Tax Regimes in Italy and Greece: A Guide for American Retirees
Retiring in Europe doesn't have to mean handing half your income to the taxman. There's a fully legal 7% tax setup hiding in plain sight, and I'll show you which two Mediterranean countries offer it and how to qualify.
- Tax
- Expat life
- Europe
- Greece
- Italy
Foreign Earned Income Exclusion (FEIE): How US Expats Legally Save on Taxes
Most Americans abroad overpay the IRS by $22,000 a year and have no idea. A legal tool called the FEIE can shield your first $130,000 of income, and I'll walk you through claiming it without tripping the fine print.
- Tax
5 Best Low-Tax Countries for American Retirees
While Uncle Sam keeps you working longer, these five countries are rolling out fast visas, lower costs, and tax rates as low as 7% or even zero. One gives you full EU access, another grants residency in 90 days, and number one shocks people with how tax-friendly it is.
- Residency
- Tax
- Expat life
- Europe
- Latin America
- Greece
- Italy
- Mexico
- Panama
- Paraguay
How to Move to Portugal from the US: D7, D8, and Golden Visa Explained
Almost 15,000 Americans have moved to Portugal, where premium healthcare is free and rent runs 68% below US prices. I break down the three visas everyone's scrambling for so you know which one fits your life and timeline.
- Residency
- Europe
- Portugal
How to Move to Mexico as an American: 3 Legal Visa Pathways (2025)
Moving to Mexico could buy you ten extra years of retirement without ever giving up your US passport. I lay out three proven, legal pathways and help you figure out which one is right for you.
- Residency
- Citizenship
- Latin America
- Mexico
How to Move to Colombia as an American: Cost of Living, Healthcare, and Visas
Picture $2,000 a month covering a high-rise apartment, world-class healthcare, and perfect spring weather all year, just three hours from Miami. That's Colombia, and I'll show you exactly how to move there legally and stress-free, because I've done it myself.
- Expat life
- Latin America
- Colombia
Cost of Living Abroad: How US Expats Save 70% by Moving Overseas
I spend about $1,500 a month overseas and live better than I would on $6,000 back home, and I've got the receipts. I break down my real costs, the categories that save you the most, and how to tell if this move makes sense for you.
- Expat life

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