
Greece Wants 10% of Your Crypto Gains While Italy Takes 33%
Greece plans a 10% crypto tax, under a third of Italy's 33%. We think it beats most of Europe, and a 7% regime for new residents can beat it.
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The full European ranking from the 2026 Expat Almanac. Every country in the region scored across 10 weighted metrics for American families evaluating an international move. Sorted by composite score below; the Expat Almanac's full methodology explains what each score measures.
In the 2026 Expat Almanac, Malta leads Europe with a composite of 85.4, followed by Greece (84.0), Italy (84.0), Spain (83.6), Switzerland (83.4).
Europe has many of the world's five-year and shorter naturalization clocks, several of the strongest healthcare systems by WHO measures, and the entire European Union passport universe. It is also the region where change is frequent: Spain closed its golden visa mid-year, Portugal stretched its citizenship timeline, and France consolidated its Passeport Talent as a predictable option for American investors. The rankings below cover every European country in the Expat Almanac, sorted by the composite score.
| Rank | Country | Score | Quality of Life | Safety | Taxes | Climate | Healthcare | Citizenship Path | Friendliness | Infrastructure | Connectivity | Cost of Living |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 85.4 | 5 | 4 | 5 | 5 | 4 | 3 | 5 | 5 | 4 | 1 | |
| 2 | 84.0 | 5 | 4 | 4 | 5 | 4 | 3 | 5 | 4 | 5 | 2 | |
| 3 | 84.0 | 5 | 4 | 4 | 5 | 4 | 3 | 4 | 5 | 5 | 2 | |
| 4 | 83.6 | 5 | 4 | 3 | 5 | 5 | 3 | 4 | 5 | 5 | 2 | |
| 5 | Switzerland | 83.4 | 5 | 5 | 4 | 3 | 5 | 2 | 5 | 5 | 5 | 1 |
| 6 | 82.6 | 5 | 5 | 2 | 5 | 5 | 3 | 5 | 4 | 4 | 2 | |
| 7 | 81.6 | 5 | 4 | 3 | 4 | 5 | 3 | 4 | 5 | 5 | 2 | |
| 8 | 81.2 | 5 | 4 | 4 | 3 | 4 | 3 | 4 | 5 | 5 | 3 | |
| 9 | Czechia | 80.6 | 5 | 5 | 3 | 3 | 5 | 3 | 4 | 4 | 4 | 3 |
| 10 | United Kingdom | 80.0 | 5 | 4 | 3 | 3 | 5 | 3 | 5 | 5 | 5 | 1 |
| 11 | 79.8 | 5 | 4 | 5 | 4 | 4 | 3 | 3 | 4 | 4 | 2 | |
| 12 | Monaco | 78.8 | 4 | 4 | 5 | 5 | 5 | 1 | 3 | 5 | 5 | 1 |
| 13 | Ireland | 78.0 | 4 | 5 | 4 | 2 | 4 | 3 | 5 | 5 | 5 | 1 |
| 14 | Austria | 77.2 | 5 | 5 | 2 | 3 | 5 | 2 | 5 | 5 | 4 | 1 |
| 15 | Slovenia | 77.2 | 5 | 5 | 2 | 3 | 5 | 3 | 4 | 5 | 3 | 2 |
| 16 | Poland | 76.6 | 4 | 4 | 4 | 3 | 4 | 3 | 4 | 5 | 4 | 3 |
| 17 | Germany | 75.8 | 5 | 4 | 2 | 3 | 5 | 2 | 5 | 5 | 5 | 1 |
| 18 | Netherlands | 75.8 | 5 | 4 | 2 | 3 | 5 | 2 | 5 | 5 | 5 | 1 |
| 19 | Andorra | 75.4 | 5 | 4 | 4 | 4 | 3 | 2 | 3 | 5 | 5 | 1 |
| 20 | Estonia | 75.4 | 5 | 4 | 3 | 2 | 4 | 2 | 5 | 5 | 5 | 2 |
| 21 | Belgium | 75.2 | 5 | 4 | 1 | 3 | 5 | 3 | 5 | 5 | 5 | 1 |
| 22 | Denmark | 74.2 | 5 | 5 | 1 | 2 | 5 | 2 | 5 | 5 | 5 | 1 |
| 23 | Luxembourg | 74.0 | 5 | 5 | 2 | 3 | 5 | 2 | 3 | 5 | 4 | 1 |
| 24 | Norway | 74.0 | 5 | 5 | 1 | 1 | 5 | 3 | 5 | 5 | 5 | 1 |
| 25 | Latvia | 73.8 | 5 | 4 | 3 | 2 | 4 | 2 | 4 | 5 | 5 | 2 |
| 26 | Montenegro | 73.8 | 4 | 4 | 4 | 4 | 3 | 3 | 4 | 4 | 4 | 2 |
| 27 | Romania | 73.8 | 4 | 4 | 4 | 3 | 4 | 3 | 4 | 4 | 4 | 2 |
| 28 | Croatia | 73.6 | 4 | 4 | 3 | 4 | 4 | 3 | 5 | 4 | 3 | 2 |
| 29 | Iceland | 73.2 | 5 | 5 | 2 | 1 | 5 | 3 | 3 | 5 | 5 | 1 |
| 30 | Liechtenstein | 73.2 | 5 | 4 | 3 | 3 | 5 | 1 | 3 | 5 | 5 | 1 |
| 31 | Finland | 72.2 | 5 | 5 | 1 | 1 | 5 | 2 | 5 | 5 | 5 | 1 |
| 32 | North Macedonia | 71.4 | 4 | 3 | 4 | 3 | 3 | 2 | 4 | 5 | 5 | 3 |
| 33 | Slovakia | 71.4 | 4 | 4 | 3 | 3 | 4 | 3 | 4 | 4 | 4 | 2 |
| 34 | San Marino | 71.2 | 5 | 4 | 3 | 4 | 3 | 1 | 3 | 5 | 5 | 1 |
| 35 | Sweden | 71.2 | 5 | 4 | 1 | 1 | 5 | 3 | 5 | 5 | 5 | 1 |
| 36 | Lithuania | 70.8 | 5 | 4 | 3 | 2 | 4 | 2 | 4 | 4 | 4 | 2 |
| 37 | Bulgaria | 69.6 | 4 | 3 | 4 | 4 | 3 | 3 | 4 | 4 | 3 | 2 |
| 38 | Albania | 68.2 | 4 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 4 | 3 |
| 39 | Serbia | 65.0 | 4 | 3 | 3 | 3 | 3 | 3 | 4 | 3 | 4 | 2 |
| 40 | Russian Federation | 61.0 | 4 | 3 | 3 | 1 | 4 | 2 | 2 | 4 | 5 | 2 |
| 41 | Belarus | 59.6 | 4 | 2 | 3 | 2 | 4 | 1 | 2 | 4 | 5 | 3 |
| 42 | Bosnia & Herzegovina | 59.2 | 4 | 3 | 3 | 3 | 2 | 2 | 1 | 4 | 4 | 3 |
| 43 | Moldova | 58.2 | 3 | 3 | 3 | 3 | 3 | 2 | 4 | 2 | 3 | 3 |
| 44 | Ukraine | 58.2 | 3 | 2 | 3 | 2 | 4 | 2 | 4 | 3 | 3 | 4 |
Weighing several destinations? We work backward from your goals to a shortlist and a plan.
Get my Blueprint →Tax scores are illustrative, based on typical profiles of American families relocating abroad. Individual outcomes vary substantially. This is not tax or legal advice, consult a licensed professional.
Freedom Files' featured European destinations, ranked by whichever metric matters most to your family. Click a metric to re-rank the top five below. The featured roster syncs automatically to the countries our team currently advises on, so this list stays current as the roster grows.
Re-rankings, program changes, and real-life stories that matter for Americans abroad. Get the private emails by signing up below.
Speed up your research and get pointed advice for your situation in a 60-minute working session with a Freedom Files advisor. We pressure-test a shortlist of countries against your goals, and point you at the 2-5 specific programs that fit your situation perfectly.

Malta, Greece, Italy, Spain, and Switzerland lead Europe in the 2026 Expat Almanac. Malta pairs a favorable tax regime with a citizenship path; Greece and Italy score at the top of the region on quality of life, safety, and connectivity; Switzerland ranks high on safety and infrastructure. The full European ranking sits below.
Malta is the only European country with a formal citizenship-by-investment path currently accessible to Americans, and it is the most expensive one in Europe. Portugal, Greece, and Italy have residency-by-investment programs that lead to citizenship after a residency period ranging from five to ten years.

Switzerland, Portugal, Spain, and Italy consistently score at or near the top of the Safety column for European destinations. All four blend low homicide rates with strong political stability and rule of law by the World Bank's governance indicators.
Malta and Greece continue their investor-residency programs; Portugal's golden visa now runs only through the qualifying-fund route after 2023 reforms; France's Passeport Talent offers a productive-investment path for €300,000. Spain closed its golden visa in 2025; Ireland closed earlier.

Yes, through naturalization. Timelines range from five years (France, Portugal, Malta after residency) to ten or more (Spain, Italy for non-descendants, Germany). Every path requires physical presence for meaningful portions of the residency window and passing a language exam at the naturalization stage.
France, Switzerland, Italy, and Spain rank at the top of the Healthcare column for their combination of universal-coverage systems and strong private-tier options. American residents typically carry the public system plus a private complementary policy for hospital comfort and specialist access.

The US taxes its citizens on worldwide income, so tax planning for a European move focuses on minimizing local-country tax on top of the US baseline. Malta, Cyprus, Portugal (with the newer regime), and Italy's flat-tax option have favorable structures for Americans. France is a special case: the US-France tax treaty is one of the most favorable in the world for American residents. The Expat Almanac's Taxes column reflects these program-level realities.
Articles, video deep dives, and the per-country briefing downloads for every European destination in the Expat Almanac. Filtered to the region on this page; the full library sits under Resources.

Greece plans a 10% crypto tax, under a third of Italy's 33%. We think it beats most of Europe, and a 7% regime for new residents can beat it.

Portugal Golden Visa 2026: AIMA booked 30,000 appointments. We think it's the best EU citizenship route for patient investors who live elsewhere.

Americans who move to Europe don't pay full tax twice. A double tax treaty and the foreign tax credit decide who taxes your pension, Social Security, and portfolio. Here's how the US treaties with Portugal, Greece, Italy, Spain, and France work, why France is the most generous, and the residency routes into each.
31 minEurope doesn't have to be the tax trap most Americans think it is. As a US citizen living in most European countries, you avoid double taxation thanks to a bilateral tax treaty between that country and the United States. In this video, James from the Freedom Files covers how tax treaties and the foreign tax credit save you money, how 5 popular destinations treat your pension, IRA, 401(k), Social Security, and investment income when you move there, and how to get residency in Portugal, Greece, Italy, Spain, and France.
22 minGay couples aren't welcome in most residency and citizenship programs worldwide. But the 7 residency programs covered in this video offer open arms to LGBT investors. Instead of having to double your investment and file two applications for some programs, these allow you to invest and apply together.
23 minThere are 7 ways you can get a second passport in 2026: Through citizenship by descent, birth, marriage, naturalization, a preferred nationality fast track, citizenship by investment, and citizenship by merit, and 4 of them cost almost nothing. This breakdown covers how each one works, how long it takes, and which ones fit your goals. The last route is the one I expect to replace citizenship by investment in the future.

EU permanent residency in two to four months, granted once and secured for life, in a Mediterranean common-law jurisdiction whose default working language is English.

La vie française with two parallel routes in: the Passeport Talent for founders and investors, or the FIP visa for those who simply want to live well in France on foreign income.

EU residency at €250K paired with two of Europe's most generous new-resident tax regimes: a €100K lump sum for high-net-worth movers and a 7% flat tax for foreign retirees, both active for fifteen years.
Every region gets the same treatment. Head back to the full Expat Almanac or open a sibling region below.

Latin America
Best Latin American countries for Americans to move to

Caribbean
Best Caribbean countries for American families

Asia-Pacific
Best Asia-Pacific countries for Americans moving abroad

Middle East & Africa
Best Middle East and African countries for American expats

North America
Best North American countries for Americans considering relocation
Not sure which region fits?
Sixty minutes with a Freedom Files advisor and you leave with a shortlist of two to five programs across the right regions for your family.
Most people spend 100+ hours researching residency and citizenship options before they realize they were looking at the wrong programs. We compress that into 10 questions, 90 seconds, and a single report.
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