Zero tax on your foreign income
Panama taxes only income earned in Panama. Your US pension, dividends, and business income from abroad aren't taxed there.
Ultimate Panama Plan B Trip
Explore Panama Firsthand for Your Plan B Portfolio
Most Americans have never set foot in Panama, one of the most stable countries and economies in Latin America. Spend four days there with James Nuveen, who's lived and invested in Panama, and leave knowing whether it belongs in your Plan B, with the Freedom Files team ready to make it happen.
What you can expect:
- Learn how to pay zero tax in Panama
- Meet the region's best banking institutions
- Hear from Panama-based expats about their lifestyle
- Explore what makes Panama an ideal Plan B destination
- Meet Panama's top developers and tour potential homes
- Get a private Plan B strategy session with James (valued at $5K)
- 200+families served
- 70+programs in 6 continents
- 40+portfolio countries
- 10+years in practice
- 2M+Americans educated
- 200+families served
- 70+programs in 6 continents
- 40+portfolio countries
- 10+years in practice
- 2M+Americans educated
- 200+families served
- 70+programs in 6 continents
- 40+portfolio countries
- 10+years in practice
- 2M+Americans educated
Why Panama Is Worth the Trip
Panama is one of the Freedom Files clients' favorite destinations. It's also a country you can't judge from a screen: The neighborhoods, the buildings, and the people behind them make the decision for you once you're there.
Close to home
Tocumen is the “hub of the Americas,” with nonstop flights to 19 US cities and no jet lag from the East Coast.
Residency in months, not years
Direct permanent residency through the Qualified Investor Visa, or temporary routes with no investment. Each needs a trip to Panama.
The US dollar, the whole way
Panama has used the dollar since 1904, so there's no currency risk on your home, your savings, or your monthly costs.
“Hub of the Americas”
Tocumen International Airport flies nonstop to 96 destinations with 16 airlines, from 19 US cities to Madrid, Amsterdam, Paris, and Istanbul. That makes Panama one of the easiest Plan B bases to reach from the US, and a launch point to the rest of Latin America and Europe.
Nonstop to the US and Canada
- Miami
- Orlando
- New York (JFK)
- Washington, D.C.
- Los Angeles
- Tampa
- Chicago
- Houston
- Atlanta
- Boston
- San Francisco
- Toronto
- Montreal
- New York (Newark)
- Fort Lauderdale
- Denver
- Las Vegas
- San Diego
- Austin
- Calgary
- Baltimore
- Raleigh-Durham
US and CanadaLatin America, the Caribbean, and Europe
Where to Look for Property
We'll have a hotel block for the group. These are the neighborhoods we recommend exploring, whether you're buying a home or an investment, and we tour each one together.
Casco Viejo
The restored colonial quarter, with boutique hotels, rooftop bars, and some of the city's most sought-after restorations.
Obarrio
The central business district, walkable to banks, cafés, and new towers.
Punta Pacífica
Luxury towers on the water, a short drive from the banks and a world-class hospital.
Costa del Este
A planned waterfront district with golf, parks, and international schools, full of American, Canadian, and European expats.
About Panama
Panama connects two oceans and two continents. The Canal made it a global crossroads for trade and banking, and the US dollar, a territorial tax system, and fast residency made it a favorite of investors and retirees. Panama City is the most modern skyline in Central America, with a restored colonial quarter, rainforest minutes from downtown, and beaches and highlands within a short drive.
- Population
- 4.5 million
- Language
- Spanish, with English common in business
- Currency
- US dollar
- Time zone
- Eastern Time, no daylight saving
- Climate
- Tropical, in the 80s °F all year
- Economy
- The Canal, banking, logistics, and tourism
Four Days, Planned Around Your Decision
Each day answers one question: Could you live here, how would your money work, what would you buy, and what's your next step?
Day 1Arrive and Get Your Bearings
- Private airport pickup from Tocumen International
- Afternoon hors d'oeuvres and a Panama briefing from James
- Lifestyle panel with Panama-based expats: Healthcare, schools, daily costs, and what they wish they'd known
- Sunset cocktails on a rooftop in historic Casco Viejo
Day 2Taxes, Banking, and Your Residency Route
- Residency workshop: The Qualified Investor, Friendly Nations, and Retirement Visas side by side
- How Panama's territorial tax system works
- Meet private bankers in skyscraper-lined Punta Pacífica and open an account
- Private dinner in one of Panama City's best restaurants
Day 3Property, With the People Who Build It
- Meet Panama's top developers
- Private tours in the best neighborhoods, including Punta Pacífica, Costa del Este, and Casco Viejo
- Which buildings qualify for the Qualified Investor Visa, and what each budget buys
- Private dinner featuring Panama's best cuisine
Day 4Panama's Past and Future, and Your Plan B
- Panama's history, economy, and future, at the Canal's Miraflores Locks
- Your private Plan B strategy session with James, in Panama or elsewhere
- Fly home with a written plan, and the Freedom Files team ready to put it in motion
The schedule may shift with speakers' availability. Accepted guests get the full itinerary with times before booking.
Skip the Guesswork and Learn About Panama Firsthand
You could plan this yourself. Most people who try spend weeks on it and fly home without the meetings that decide anything.
On your own
On the Ultimate Panama Plan B Trip
Weeks of research, then a trip planned around guesses
Four planned days built around what you came to decide
Cold emails to developers who send their sales teams
Meetings with the developers themselves, set up by James
Bank visits that end with "we're not taking new clients"
Introductions to bankers who already work with our clients
A second trip later for your immigration appointments
Our team takes you to your appointments on the same trip
Neighborhoods judged from a hotel window
Guided by someone who's lived there and invested there
New to Panama? You're in Good Hands
The most common worry we hear is safety, usually from people who haven't been yet. Seeing a new country with an experienced expat who knows it well takes most of that stress away.
Hosted by someone who's lived there
James has spent significant time in Panama, invested there, and has partners and friends across the city. You're not figuring it out alone.
Private transport to every stop
We drive you between every stop and pick you up at the airport. No taxis to flag down, no routes to guess.
The neighborhoods expats choose
Casco Viejo, Obarrio, Punta Pacífica, and Costa del Este are where Panama's expat and business community lives and works.
A team on call
A private group chat with our team from booking until you're home, for anything from a late flight to a dinner recommendation.
Start Your Residency While You're There
Panama's residency programs need at least one trip to the country. If you're applying by the trip, we prepare your documents with you before you fly, and our team goes with you to your appointments. One trip instead of two.
Choose Your Ticket
Every ticket covers all programming, food, and beverages. Accommodation, travel, and personal expenses aren't included. The early bird rate ends January 1, 2027, when the price rises to the standard rate.
Early bird rate
Rises to $6,950, the standard rate, on January 1, 2027
$4,950per guest
$6,950
- All programming over 4 days in Panama City
- All food and beverages on the itinerary
- Private airport pickup and transport to every stop
- Meetings with top developers and private property tours
- Tax and banking session, with private banker introductions
- Residency workshop, and our team at your immigration appointments
- Private Plan B strategy session with James ($5K value)
- $1,000 credit toward future Freedom Files services
- Vetted hotel shortlist with our group rate
- Plus one for $2,950 ($3,950 at the standard rate)
Private Client rate
A fixed rate that never changes
$9,950per guest
- Everything in the early bird rate
- Your plus one included
- Private dinner with James
- Private property viewings built around your brief
- First pick of immigration appointment times
- A dedicated concierge from booking to departure
All ticket sales are final, with no refunds or transfers. Applying is free, and you only pay if you're accepted and choose to book.
Rome, Italy
Buenos Aires, Argentina
Barcelona, SpainYour host
James Nuveen, Founder of the Freedom Files
James left the US a decade ago, has lived in more than 15 countries, and has built a residency and citizenship portfolio of his own. He's spent significant time in Panama, invested there, and has partners and friends across Panama City.
He's also hosted and spoken at investor events in Rome, Buenos Aires, and Barcelona, so we know how to host a trip people remember: Great rooms, great food, the right people at the table, and every detail handled before you think to wonder about it. On this trip, he introduces you to the people he trusts and helps you decide, without pressure, whether Panama belongs in your plan.
Frequently Asked Questions
When is the trip?
In the first half of 2027. We set the final dates with accepted applicants, and the application lets you pick the months that suit you.
How many people are going?
Spots are limited, so every guest gets time with James and with each speaker.
Why do I have to apply?
So the group is focused. We read every application and accept guests whose goals fit the trip. Applying is free and doesn't commit you to anything.
What does it cost?
The early bird rate is $4,950 per guest until January 1, 2027, when it rises to the standard rate of $6,950. The private client rate is $9,950, includes your plus one, and doesn't change.
What's included, and what isn't?
All programming, food, and beverages on the itinerary are included, along with private transport. Accommodation, travel to Panama, and personal expenses aren't. We send a shortlist of vetted hotels with our group rate.
Can I get a refund?
No. All ticket sales are final, with no refunds or transfers. Every ticket includes a $1,000 credit toward future Freedom Files services.
Is Panama safe?
Panama City's main neighborhoods are where a large expat and business community lives and works, and they're where we spend our time. You'll travel with James and our team, by private transport, with a group chat open the whole trip.
Can I start my Panama residency on this trip?
Yes. Panama's residency programs need at least one trip to the country. If you're applying, we prepare your documents with you before you fly, and our team takes you to your appointments.
Do I have to buy property?
No. The property tours are there to show you the market. Nobody on the trip is paid a commission by us, and many guests come for residency, taxes, or banking instead.
Which residency programs will we cover?
The Qualified Investor Visa for direct permanent residency, and the Friendly Nations and Retirement Visas for temporary residency, plus how each fits with taxes and banking. If Panama isn't your best fit, James will tell you so in your private session.
Can I bring my spouse or partner?
Yes, and we encourage it. A plus one joins for $2,950 at the early bird rate, and the Private Client rate includes one.
Will I have free time?
Yes. Evenings after the group events are yours. Many guests add a few days on the Pacific coast or in the highlands.
Is this a sales event for Freedom Files services?
No. You'll leave with a plan whether or not you work with us. Every ticket includes a $1,000 credit you can use on our services later.
Will there be another Panama trip?
We don't plan to repeat it. This may be the only Panama group trip we host, which is why spots are limited.
Apply for One of the Limited Spots
Tell us a little about you and your goals. The early bird rate ends January 1, 2027.
Apply
A short application, free and with no commitment.
We review
We read every application and reply within a few business days.
Book
Accepted guests get the full itinerary and a link to book.
Nu Age Ventures, LLC dba Freedom Files does not provide tax, legal, investment, accounting, or financial advice. Educational content only.